Condo Pharmacy
28 Montcalm Ave
Plattsburgh, NY 12901-1533
(518) 594-8787
Condo Pharmacy
"Medicare Bootcamp"
Here’s a quick “bootcamp” overview of the different Medicare Parts and what they do, so you can begin considering the best coverage for you!
Medicare Part A (Hospital Insurance):
Covers hospital stays, skilled nursing facility care, hospice care, and some home health services.
You usually don't have to pay a premium for Part A if you or your spouse paid Medicare taxes while working.
Medicare Part B (Medical Insurance):
Covers doctor visits, outpatient services, preventive care, and medical supplies.
Requires a monthly premium, which can vary based on your income.
Medicare Part C (Medicare Advantage):
Offered by private insurance companies approved by Medicare.
Combines Part A, Part B, and often Part D (prescription drug coverage) benefits into one plan.
May offer additional benefits like vision, dental, and fitness programs.
Usually requires paying a monthly premium in addition to the Part B premium.
Medicare Part D (Prescription Drug Coverage):
Provided by private insurance companies approved by Medicare.
Helps cover the cost of prescription medications.
Requires a monthly premium, and costs vary based on the plan and medications covered.
Original Medicare:
Refers to Medicare Part A and Part B coverage provided directly by the government.
You can use Original Medicare to see any healthcare provider who accepts Medicare.
Medigap (Medicare Supplement Insurance):
Private insurance plans that help cover "gaps" in Original Medicare, such as deductibles, copayments, and coinsurance.
Requires paying a separate premium on top of the Part B premium.
Medicare is a federal health insurance program primarily for people aged 65 and older, certain younger individuals with disabilities, and people with End-Stage Renal Disease (ESRD) or Amyotrophic Lateral Sclerosis (ALS).